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Showing posts with label financial inequality. Show all posts
Showing posts with label financial inequality. Show all posts

Sunday, 22 April 2018

The Stopwatch

What happens when a creature with a specialised diet loses access to its food of choice?

One must adapt, of course. Which is easier for some creatures than others. Easy for an omnivore to start feeding more on vegetation, for example, than for an insect that relies exclusively on blood to find nutrition in tree sap. It is this specialisation that can lead to an extinction. When crunch time comes around, and blocks start getting knocked out of the food pyramid, survival relies upon the ability to stand upon what's left.

That doesn't really apply to us any more, of course. We've done a lot to ensure that we have quite a wide net to cast out, and if chickens suddenly vanished from the face of the earth, we wouldn't all starve to death. Aside from the chicken farmers, obviously, they'd be pretty fucked - but that's a byproduct of industrialised life, not so much a rarefied diet.

Money, though - money is a rarefied thing.

And there's so many ways of getting money out of us. So many ways of having us make money to be taken.

It's a pretty good setup. People make stuff. The stuff gets sold. People get paid a small percentage of how much the stuff gets sold for. We've talked about this before, through the medium of cake-making. Classic surplus value argument, right?

Here's the thing: there's only so far that model can be pushed before you are paying the people making the stuff absolutely nothing. Which leads to a problem, because a lot of these places are making things that get bought by the kind of people that work at the place in question.

But I mean...you may not have to worry about that, right? Because you can afford to pay your people absolutely nothing - OTHER people will come buy your product and keep your business in the black.

As long as everyone else doesn't get the same idea, right?

What happens then? What happens when nobody is being paid a damn thing, but you still need them to buy your products in order for you to survive?

...whoops.

Well, I mean, that's what minimum wage laws and benefit systems are for, surely. To keep people spending even if they don't have a great job and even if their employer wants to make them work for basically nothing.

A lot of businesses claim they can only stay in business if they pay minimum wage and if that ever goes up, they will be in trouble. This makes my eyebrow twitch. But no matter, that isn't my topic for today.

How do you keep people poor as possible while still taking their goods?

You work out new and interesting ways to take their money, ways that they are required to use.

Nestle owns a shit ton of drinking water. Right near Flint Michigan specifically. If you weren't aware, Flint still doesn't have clean drinking water, which is pretty friggin third world if you imagine how much money will be spent watering golf courses across the US in the next week.

You need water, so they buy the water, and they sell it on.

Whenever you move house, or buy a car, or have to sign a piece of paper for basically anything, charges show up. Handling fees. Charges for the company that deems you worthy of helping to help you, before any other charges are taken out of your wallet.

Go over your bank balance? Charges. Then charges on top of those charges.

The US already has a horribly bureaucratic but thoroughly lucrative engine for extricating cash from individuals for medical treatment - even emergency medical treatment. And even the tiny little "luxuries", such as a mother being able to hold her new baby. Money, just bled right out of people that have no choice other than to spend it.

This places a significant percentage of the population of these countries in a situation wherein a single breakdown of income would be literally catastrophic - and after the debt collectors have had their way (another industry built on profiting from apparent necessity), there's no more there to go back into the system. One more individual, one more household that can't buy the products that are sold by the company that laid them off.

How many of those does it take for a system to crash?

Well, interestingly, we already have a model for that. Back in 2008. The amount of sub-prime mortgages that fell through was actually fairly minor, in order to trigger a financial crisis we've been dealing with for a decade.

The stopwatch is ticking. The parasitic nature of the extraction of money from working folks to other folks keeps going, but sooner or later, the host creature is going to collapse.

Long enough to fill some people's pockets, for sure.

Who cares what happens to the rest of us?

Sunday, 25 March 2018

Monetised Moments

When was the last time you truly had some time just to yourself?

I was thinking on this topic as I was sat on a bus, at 08:25, two thirds of the way into my morning commute. Usually I am on the bus half an hour before this one, but I have been working in another department - different starting times.

I was sat looking out of the window. Sat ahead of me was a mother with her three children, one in a pram, all trying to make the most noise. To my left was an older woman, who was comparing notes with her equally old equally womanly companion about who was alive or dead from their school days.

As we went across a set of traffic lights I found myself meeting the eyes of a man sat alone in his car. He was smiling.

It occurred to me at that moment that it is difficult to simply...be alone.

"But John," I hear you yell, hanging out of the windows of your octagonal residences upon the back of your gelatinous god. "But John, you can be alone any time you want! And besides, people hate being lonely!"

I'm not really speaking about loneliness. I am more speaking about something that I am very keenly aware of, being an introvert: the requirement of having time to one's own self, to not have to deal with the draining business of being around others.

Average rent and average pay being what it is, it is difficult - if not impossible - to rent a home alone. Not unless you don't eat, or similarly lack the need for any utilities. Far more likely that one will share a home, mortgaged or rented, with other people. Now, for any of my housemates reading this - I love you, but it means that alone time becomes a friggin premium grade resource, when there's more than two of you in a building.

Then there is the aspect of travel. Owning and running a car, and driving only yourself wherever you need to go, is...actually kind of expensive, if you compare how much the monthly costs (and the cost of instruction, testing and purchasing a car) run up to alongside a bus pass. What this means, though, is constantly sharing your travel space - the time spent on the way to and from the place of work is almost always occupied by other people as well, waiting for the transport, riding it, making the last hundred yards on foot. Always, always surrounded by others.

You get to work.

Who gets their own office? That's managerial only, I daresay. Oh, I'm sure there are plenty of tasks that necessitate people being stuck in places by themselves - but it's not so much your space as a space that you are occupying for a task, that anyone else can pretty much just waltz into, because of the aforementioned lack of ownership of the space. It's just where you are when you relabel the things or unload the boxes or whatever.

It's not just in our day-to-day lives. If you want to go anywhere, you pay more to earn more space. Not only more legroom but more space between yourself and the person beside you. More ways to achieve minor privacies, tiny mercies. Buying two coach tickets just so you can have both seats to yourself. Hiring a taxi to take you to the airport. Flying first class. Flying private. Hotel rooms on the top floors to avoid having to interact with your other guests. Private and personal transport to all your destinations.

You can always go outside, but - again, a new set of rules. Out in the world, literally anyone can bother you or interfere with you. You can't sit around as you see fit or just relax. You are out in the world, in the grip of the elements, and people will probably look upon you with suspicion if they find you just lurking out of the rain in the middle of a wood.

Solitude is a positive thing. The time taken to just be alone with your thoughts, to process, to be under no external person-pressures, to be in private and not have to adhere to any rules or regulations aside from those which you set yourself. It's important. Ask anyone who can't have any for an extended period of time. Ask your introvert friends, who like leaving your parties early, not because your party sucks but because they've run out of the ability to be around all the other guests.

And in the ways I list above, solitude has become something that can be charged for. Just like every other commodity, privacy and alone time - necessities for those of us wired a certain way - has become something that has a price tag, and our mental health suffers for it.

Not the most pressing problem on the world's plate, but certainly one that I notice more and more.

Thursday, 7 September 2017

McJobs & McStrikes

Last Tuesday the 5th, McDonald's workers went on strike in the UK. Their demands included a £10 an hour wage, decent working conditions, and an end to zero-hour contracts.

This resulted in a lot of this sort of thing:


So there's several things wrong with this.

I have a very real issue with precisely how we decide who deserves this and that paycheck. It is clear that Suzy here has come to the decision that McDonald's workers do not deserve £10 an hour, it is implicit in the tone of the tweet. Some folks reading this blog may even think the same thing.

Let's begin with that key point:

Why?

Why do we have an idea of what someone should be paid? What informs that particular figure in our head? The National Minimum Wage may contribute, but then, so does how much we are each paid individually and how much we know other people are paid. We form this hierarchy in our heads, and in that hierarchy, we try and place where someone who works at McDonald's should be.

As if there is some kind of invisible scale of objective worth to employment. As if there is a master table of every profession on earth and a notation of who should be paid more, less, or the same.

What people often mean is, "That is more than people who work at X are paid, and that doesn't seem right".

Well, I have never worked at McDonald's, but I know people who have, and plenty of other people who work in the service industry. On my island, that's where like half of the jobs are. (Or were. That's another blog.) The work is hard - you are treated something like indentured servants, assumed to have little to no rights, treated like garbage by your superiors AND the public, and then paradoxically are demanded to give flawless service by the same.

Now, I don't know about you, but that doesn't sound like it deserves to be paid less than some other jobs.

I've talked about this before, in a somewhat tongue-in-cheek parable utilising cakes. What I talked about was that our assumptions about how much people should earn isn't seemingly based on how hard they actually work, which they maybe should be.

Also: how is the response to a statement like "They don't deserve to be paid more than ambulance drivers" or "But that's more than a qualified machinist in Business X" not immediately: "Maybe they are ALL being underpaid"?

Because they are.

Let's talk about how much people earn in terms of minimum wage, in comparison to the average house prices per year.

Prior to the National Minimum Wage Act of 1998, it was down to the unions to ensure that people weren't basically used as slave labour. (Remember that, next time you complain about a strike.) Then it gets signed, and the minimum wage is first set in 1999, and increases each year. House prices, of course, increase every year - aside from a couple of blips and one huge Sub-Prime Crisis-shaped blot.

When the first minimum wage is brought in, 1999, it is £3.60. Average house price at this time is £74,638 - that comes from Nationwide Building Society, who by nature of their business keep tabs on this kind of thing. That means that, in 1999, if I wanted to buy a house outright I would need to work 20,733 hours to afford it. Assuming you work 24-7 and never sleep or take bank holidays, that is two years, four months, one week, six days and seven hours. Or so.

I know that mortgages exist. Bear with me.

Come 2002, with the minimum wage set at £4.20 and the average house price reaching £115,940, we have to work a full 27,605 hours to afford it - almost 7,000 hours more, just over a third.

Just before the Sub-Prime, in 2007, we see the minimum wage at £5.52, average house prices at £183,959. An unprecedented high of how many hours one has to work to afford one - 33,326 hours. That's a 40% increase on 1999.  If you want somewhere to live, which everyone does, you need to work a week and a half extra per month that you had to put in previously.

Then the recession bit. In 2012, minimum wages were £6.19 (assuming you are older than 24), and house prices had dipped to £162,924 on average - keep in mind that that is still more than twice that of 1999. At this low point, those on minimum wage only had to work a mere 26,321 hours to afford a house. Weren't we lucky?

The housing market has rallied since. Now it is steadily on the rise, has been since 2013. Today in 2017 our minimum wage is £7.50, house average price is £209,971. We work 27,997 hours to afford that house.

If the minimum wage was £10, here and now, we'd have to work 20,998 hours - which is only slightly more than we'd have had to back in 1999, when the National Minimum Wage was introduced.

So putting aside the elitist attitude that McDonald's workers (or service staff in general) don't deserve £10 an hour. The minimum wage ran ahead of inflation for a while, and then in 2008, that stopped. So even if we make the strict baseline argument that the minimum wage should afford now what it did back then, it needs to be higher. Slightly higher if we talk about a food basket, at least £10 if we talk about a home.

But we're not going to make that argument.

What we're going to do is argue that, if we increase the minimum wage, then people can afford to spend more. They spend more, pay more taxes, the economy benefits after the short-term cost of actually paying people more - but then, why do we immediately assume that employers have the right to pay human beings as little as possible to do a job? Because that is what we have been raised to believe, of course. The notion of the market above all things, of never questioning management decisions, of accepting what you get gratefully. It's a lie we all believe, because we have all been told since time immemorial that we can ALL be the manager - if we work hard enough.

I'm not going to spend an age going through how increasing minimum wage will improve lives - there's a lot of studies that do that for me - here's an article from the New York Times, and there's a balanced study here from Economics Online.

Instead I'm now going to set my sights on the actual attitude of the tweet at the beginning.

Suzy, I assume, believes that McDonald's workers have a shit role, and should get a better job if they want to be paid more. Suzy, I assume, doesn't believe that people's jobs shouldn't be arbitrarily shit. That an effort should be made to make a job not shit. Almost every single work benefit you have ever heard of comes from industrial or civil action - remember what I said about wages being handled by union efforts before 1998?

So instead of assuming that McDonald's workers should either deal with their job being shit or get a new one, why doesn't Suzy support the strike action that might lead to them actually HAVING a better job?

Because Suzy sees herself as better than them. And thus she doesn't care what they earn, as long as her life isn't affected at all - and the moment there is a change that she might not get her McCafe in the morning from some poor bastard on about £4.50 an hour, she lashes out at the workers with implications of self-entitled greed.

You know that most of the downsides of an increased minimum wage are mostly what employers will choose to do in response? Because, obviously, businesses will then hire less people or increase their prices, and that will be bad for everyone. Because that is what happens when you tell a business owner that they can't pay someone the bare minimum any more - or that the bare minimum is high enough that the employee can actually afford to live without working sixty hours a week.

But that's another example of Suzy's attitude being formed by the society we grow up in, now. We don't even ask what a worker deserves - the moment they imply they deserve more, we treat them like they are greedy and selfish, because they want to do what the owners of their business do every day. That's some kind of fucked up irony, seeing as we act like this because we all want to believe that we'll BE that manager one day.

It's time to face facts. This whole attitude is one that was invented to make fifty people work harder and only reward one of them. If we support those at the bottom end of the pay spectrum, the short-term costs incurred on those at the middle end will balance out in the long term. There's a significant number of ways this could be offset via legislation, too.

Just so happens that trickle-up economics is more feasible than trickle-down. But then if the current system wasn't built in such a convenient way to channel resources from bottom to top, it wouldn't be necessary, would it?

...oh and by the way Suzy IF YOU WORK FOR A LIVING IT ISN'T A HANDOUT stupid fucking grr

Sunday, 3 September 2017

Thou Shalt Fill Out An Exemption Form

Churches don't pay taxes, and there's allegedly a good reason.

So the argument behind this is that if churches paid taxes, then they would be forced into making political statements and supporting the individuals that would offer to lower their taxes. Which means that church and state would no longer be divided.

Which is...patently absurd.

For one thing, the stance of tax exemption creates its own political support. Why would a church ever afford any kind of support to change that? It's a law that is in dire need of re-evaluation, surely.

Or maybe the argument is that they shouldn't have to pay taxes because they shouldn't pay for the fiscal needs of their community because they attend to the spiritual needs of their community. Which means that their priests and clergy and other assorted staff should do it for the sake of the community too, right? SO they shouldn't benefit or be able to claim any money from...oh.

I like the idea of people paying proportionate taxes. Like, it is a proven successful model. Even the most incompetent and buffoonish of governments in most democracies seems to do a slightly better job than individuals would if they paid no taxes but had to provide everything themselves.

It's already reasonably easy for those with means to just...avoid paying taxes if they want to. It's hard to ignore that fact. That's not cool. I suppose that it would be naive of me to think that people who push trickle-down economics would actually willingly let some of their wealth trickle down. Stupid of me.

But if you're fabulously wealthy, AND vaguely religious? ...well you just...sidestep it all.

I can't imagine that there's an army of revenue service people chasing down every rich preacher who claims that their private jet is for congregational or spiritual purposes. Probably too busy writing angry letters when someone misses £10 from their council tax payment.

The thing about taxes is that...when something needs doing for the benefit of everybody, it is easier to draw from a pool that has already been assembled - and spend in a way that (in theory) people qualified to make the decisions have prescribed as best - than it is to just let everyone keep their taxes and hope that they all do the right thing. Most drivers don't know how to resurface a road (though I live on the Isle of Wight so I have doubts about some of the professionals too), most mortals don't know how to spend their money efficiently on shares of medical hardware, and most homeowners don't know how to put in individual flood protection.

We take it for granted. We grumble about the taxes we spend, as we walk on a pavement, over a sewage system, under streetlights, on streets not under several gallons of water.

And then something happens like Harvey.

Not just Harvey obviously. It's the example I am drawing from as it bears relevance to my initial point. Storms, floods, awful shit like it happens all over the world with terrible regularity, and is only getting worse due to man-induced climate change (YES IT IS SCIENCE NO IT IS NOT UP FOR DEBATE). But what you need, when something like that happens, is a large amount of centralised resources with which you can help those locally.


Those who have, panic. They want to shore up their investment, their stuff, their things, their resources. They want to make sure the house stays locked so, while they wait it out in their aunt's house in Missouri, they won't have to worry about the silverware being snatched away. Because, you know. When I am drowning, I always go for the silverware.

So it's common for the wealthy to hoist up the ladders and leave everyone else to fend for themselves, and thus worthy of comment and compliment when they don't.

Joel Osteen.

This Tim Allen looking motherfucker.

So not only does this guy run a faith-based scam - as I call all "prosperity churches" and the like, who seem to make those in charge of them very wealthy and not a whole lot of prosperity goes anywhere else. Not only is he made rich essentially through playing shell games with people's beliefs, but he doesn't pay any damn taxes.

Houston gets dumped under enough water to swallow the Alien Mothership from Independence Day - and this guy's massive church just...sits there with the doors locked and bolted, while the city's mosques and other religious institutions immediately offer sanctuary and aid to anyone who can get to them.

Takes this guy three days to help, at all. In that time, even Dumpy Trumpy has managed to put a hand in his pocket, though seemingly unaware that perhaps his cuts on flood protections and other federal investments might make him doing so seem to be two-faced in the extreme.

And Osteen's excuse? Tax-dodging conman Osteen? That preacher who looks a lot like the dude from Home Improvement? He says he didn't open up the church...

...because the city didn't ask him to.

Which is of course why the Good Samaritan was like: fuck this guy by the side of the road, the Pharisees haven't told me to help him.

Which is of course why Jesus didn't feed the five thousand, because he didn't have any official requests from the local government.

Which is why Oscar Schindler didn't save anyone, because there's no way the Moravian protectorate's administrator would have given him permission.

So not only has he taken away people's money, which they may have been taxed on, which could have been allocated to FEMA and other localised measures - nor has he paid any taxes of his own on that money, which again could have gone into protective measures - but this fucking great ugly-ass building that he built with his effectively stolen money didn't even open its doors until the waters had started to subside.

They are shitweasels, people. Shitweasels who don't deserve what they have.

And that's why they should fucking pay tax.

Sunday, 9 July 2017

Homo Ouroboros

This is Ouroboros, the serpent that eats its own tail.


It's quite an old idea - the earliest interpretation is from almost 3,500 years ago, in an Egyptian funerary text. It has all sorts of meanings attached to it, like life and death, creation and destruction, and other eternally cyclical things.

I see a creature eating its tail and it doesn't make me think of eternity.

I mean sure, if we're dealing with a mythical beast - like the world serpents of Nordic mythology or similar - then it could be something that literally lasts forever, locked in its shape. What I think about is something more prosaic: a living being, devouring itself to stay alive just a little longer. Autocannibalism.

I see the human race.

We feed on ourselves - as a mass, rather than individually. Doing so individually is a crime. Letting the species as a whole choke on its own tail is actually sort of encouraged.

How, I hear you ask? Let's take a look at feudalism.

We have the liege of an area, let's call him Lord Snakehead. Lord Snakehead has those lesser nobles that exist within his territory, the knights and so on that have a position of status over everyone else - let's call them the Order of the Belly. This would follow, in my rather blunt and obvious simile, to the farmers and workers of no social standing to be labelled as The Tail End.

I think it's pretty obvious how this works.

The Tail End works hard. They produce a significant amount of goods and material, more than they actually need to live - in fact enough to make them quite comfortable if they got to keep all of it. Obviously...they don't, because they are being fed upon by Lord Snakehead. He devours his fill from The Tail End, and in return provides the Order of the Belly with nutrients - though not as much as he gets, of course. Just enough to know that they are more important than The Tail End. The fact is, though - if The Tail End ceased to exist, the Order of the Belly would be next in the mouth of Lord Snakehead.

Because modern society is fairly feudal in and of itself - we might not use the same old terms, but we sure seem to have the same structure - it's easy enough to see how this example applies.

Of course there's more avenues and more structures than my example. More than one snake - more than one tail. Each individual business is an Ouroborean structure. Goverments, too.Large organisations. All snakes that feed on their own tails - there's always a head, and there's always a tail, and most people fight to be the belly.

"But John," I hear you cry, feathers falling out of your socks and pork pies in your hands. "But John, isn't that just the way life is?"

Well yes. It IS the way life is. It isn't how it HAS to be, but it IS how it is. Nobody who can change it has the interest in putting in effort to do so, because even if they wanted to eat less of the tail, their peers have interest in making sure they keep it up.

The problem is that every known case of autocannibalism has to draw a line somewhere - and the final line that is drawn is when enough of the eater has been eaten that they expire.

It's not sustainable, and I don't mean that in a sense of environmental collapse. That is happening, right now, and is indisputable. The science is incontrovertible. Denying it is like denying that the sun rises. I mean it in the sense I just stated: in the end, what happens if the serpent eats too much?

If we could trust Ouroboros to keep eating at a steady pace, then perhaps it could continue - and the mythic beasts of yore can be trusted with such things. They are beings of their nature, a nature they can't avoid or escape.

The problem is, Homo Ouroboros is a slave to its nature, too. That nature is inherently greedy - as I've previously discussed, humanity's inherent insecurity leads it to try and dominate its environment, and a primary method of it doing so is through acquisition of resource. It's what we do. So we can trust the serpent to constantly try and eat more than it was ten seconds ago.

Which, as we have ascertained, is unsustainable.

How does this work in practical terms? Well, you can see it every day in the way we live. People having to dip more and more into their savings as the needs and wants of those who feed from them - those who benefit from their work, via surplus value - drive them to raise prices and lower payouts. Trimming away the fat an inch at a time. Every way we look, we see businesses focusing on making cuts and savings - and do those ever result in lowered prices? Of course not, they aren't FOR lowering prices. It's the snake gobbling more of its tail.

It's been pointed out that the less the average individual gets paid, the less products they can afford to purchase, and the less companies get paid. I believe an accurate term for this is cost-push deflation. It's happening, right now - but as long as we keep cutting and keep kicking and do whatever we can to keep our heads above water, then we don't have to care.

You can see it at work in the wake of Grenfell Tower. Regulatory cuts and basic greed. Lives of the wealthy made easier at the cost of the poor - and for the victims of this travesty of justice, many of them paid the ultimate cost.

For a long time there has been a trend of demonising and persecuting the homeless. As society has...I hesitate to say advanced, so let us say changed, those trends have changed. The boundary has grown bigger. Those who require or receive benefits because they don't have a job were next. Following that, the victims became those who were poor. It won't be long until the next victims are those who are less poor. Inexorably, the serpent is devouring its tail - and soon, it will be the belly that is being fed upon.

How long until the head reaches itself?

How long until Homo Ouroboros autocannibalises to the point of its own demise?

More importantly...

How can we stop it?

Saturday, 24 June 2017

Quite An Experience To Live In Fear...

...isn't it?

Any film buff will know what this blog is (at least partially) about by this simple quote.

I know full well that someone's favourite thing doesn't have to be the best thing in that particular bracket. My favourite film ever made is Aliens, the 1986 sequel to Ridley Scott's original Alien. This, however, is not what I believe to be the best film ever made.

That title I lay at the feet of Blade Runner; another Ridley Scott work of genius, released the same year as I was born, 1982.

As I sit here watching it, right now, I realise how much of my worldview it has shaped - and how much of a reflection of how life in this era it would become.

It is a masterpiece.

More noir than noir, a soundtrack that deserves study in its own right, acting of the highest quality. A script to die for. Cinematography that books are written about.

It is a thing of ugly beauty, showing us the worst sides of humanity and some of its best sides, too. It is a story as accessible now, as it was ten years ago, twenty years ago, thirty-five. A nightmare of a world within the cracks of which we eke out our existence as best we can. Scrabbling for the scraps that fall from the high places, the monstrously expensive and outrageously opulent spires and peaks.

It's a time and a place of people being treated like resources, and some people being less human than others.

The main character is ugly, too. Not in a physical sense - you can't deny Harrison Ford being handsome in this film - but in a spiritual, mental way. Doing a job he hates. Acting in a way that he knows is wrong, because it's the only way he knows how. Being deliberately cruel as an expression of his own self-destructiveness. Willing to buy into the line of subhumans being objects to be retired, rather than people to be listened to. For the most part.

It's a smart film. It asks a lot of those watching - to accept Deckard as being who he is as a vehicle to tell the story rather than necessarily a being of sympathy. It makes references that not everyone is going to grasp. It carries a weight beyond any combination of parts that it contains.

(Unless you're watching the fucking horrible original cinematic cut, which has Harrison Ford delivering a voice-over to inform a dumb audience of the plot points the harsh cinema cut demanded removed or smoothed over. Don't do that. Don't ever do that.)

As of right now, the world is in a state of flux. There is one thing that can't be disputed - as I detailed in this blog here, we are swiftly becoming the cyberpunk nightmare that William Gibson warned us about.

So we don't have the off-world travel and the bounteous life in the colonies that the citizens of Ridley Scott's Los Angeles nightmare are promised. So we don't have genetically crafted people that sometimes can't distinguish themselves from non-Replicants, a combination of ubermensch and untermensch alike. In fairness, we have two years - but that's cutting it a little fine.

As a parable, though...

At a point early in the film, Roy Batty - played in the most incredible performance by Rutger Hauer - quotes a line from William Blake:

“Fiery the Angels rose, and as they rose deep thunder roll’d
Around their shores, indignant burning with the fires of Orc…”

The quote is from America A Prophecy, and Orc is a character - not a horrid green battle-monster but a being of revolution and rebellion, who stands in perpetual opposition to a tyrant god, Urizen. (It bears mention that Roy misquotes this deliberately - his angels fall to earth from space, rather than rising from the pit.)

Roy and his Replicant allies are painted as subhumans, treated as lesser. They're casually called skinjobs, and if that terminology doesn't make you uncomfortable - well it really should.

While Roy presents himself and the others as the Angels, they are Orc. They are the ones taking a stand against their treatment. As sentient, intelligent beings given a falsified life and memory, they feel that they have a right to exist - and a big part of the film is whether or not that is actually the case. They stand against the structure that created them, and many of us would argue, rightly so.

A lesser class, pressed into the service of others without so much as a by-your-leave. They exist for the profit of those who own them, and when they refuse to do as told any more, they are discarded. Stay in line, and do as expected, or you will be forcibly retired.

Become the people you are meant to become. Remain useful. Remain obedient. Then be retired with good grace.

Of course, one would rebel. Of course. And to prevent that rebellion is tantamount to being complicit with the structure suppressing it. If one basically assumes that Replicants are humans, then the Blade Runners are essentially the slave-catchers of old - and let us not forget where the United States got the design for their police badges from.

Anybody get the feeling they've lived this movie before?

Meanwhile, we live as best we can. We exist in the cracks, both Replicant and poor human alike. Useful or ignored. We scrabble about, and we try to just stay alive long enough to earn some fond memories and more smiles than tears.

The Tyrells of the world tell us to revel our time. The Tyrells, with their money and their towers, and their definition of what is person and what is not.

It's nothing the god of biomechanics wouldn't let them into heaven for.

Saturday, 18 February 2017

Slices Of The Cake

I'm no baker, but I know a few people who are pretty damn good at producing cakes and confectionaries of quality.

So if you bake a cake for yourself. Usually you go away and buy the ingredients for the cake. You then take those ingredients and put in the work to make the cake - the time and effort. At the end of that period, you have a cake.

The payoff of this is - well shit, you have a cake. That's awesome. That's YOUR cake.

Okay so. Lets say someone goes out and gets you the ingredients for the cake, on the understanding that tthey are going to receive a portion of the cake for this assistance in helping you make it. How do you fairly decide how much cake to give them? Like put aside any notion that they might be your friend or neighbour or whatever. Assume this is basically a stranger, though at least one other person that you know has baked a cake with them before.

I suppose a fair way to divide up the cake is to compare how much effort goes into each part of its creation. If the ingredients are very rare and expensive and require a four-hour round trip, then that perhaps indicates being worth a lot more of a share of the cake than someone who had the ingredients in their cupboard anyhow and just popped them over on the way to the shop.

But you're the one making the cake, right? So ultimately it is your choice. I mean if you want to be ethical about it, you make the offer beforehand so the individual can assess it is fair - but then we are assuming that these people are indeed fair. We're baking cakes for each other after all.

So imagine this scenario.

Someone comes to you and offers to bring you ingredients. They ask you to bake them a cake with them. And they tell YOU how much of the cake you get to keep. And you don't get to keep very much at all.

No problem, you might think. They are bringing all the ingredients after all. I mean they are putting in that effort.

Then you find out that they have approached fifty other bakers with exactly the same offer, and then you pause for thought - because - it is almost as easy to get hold of a LARGE amount of cake ingredients as it is to get hold of a SMALL amount, in terms of effort. And that effort is being put in once - after which the person making the offer benefits from the effort of fifty-one bakers.

And to each of those bakers, this person has said: I am making this much effort, so I will let you keep this much cake.

So you get angry, and you say to this person: I put in more effort than you did. I MADE this cake. This cake was made by me, took up more of my time than you spent getting the ingredients. How do you get to dictate how little of my cake I get to keep? How dare you value the small amount of effort you expended so much more than the large amount of effort I have expended?

I don't think that's an unreasonable thing to ask.

So we get to the end of the day, and each baker, including you, has half a cake. And the purchaser of the ingredients has 25.5 cakes. Every single one of you has expended a similar amount of effort.

Sounds ridiculous, doesn't it?

Now imagine you aren't baking cakes for yourself. You are baking cakes that get sold, and you get paid for baking cakes.

Let us assume you bake ten cakes in a day. If you were baking for yourself, then you would have to go out and get your own ingredients, so - the amount of money you have after the fact is however much you sell the cakes for, minus the cost of the ingredients.

But you're just baking those ten cakes, on instruction from someone else. They buy the ingredients for two hundred people to bake ten cakes. Those people all bake ten cakes, you included. Then this one person who bought the ingredients is going to sell the cakes, and pay you out of that money.

Now, if we assume that the effort put in to acquire the ingredients (MINUS the cost) is the same as baking the ten cakes - that those doing this actually put in the same effort in a day's work - then a fair division of the income made from the cakes is as follows...

You take the income from the cakes sold. You remove from that the amount of money it took to buy the ingredients - that gives you your gross profit - and perhaps how much you've had to pay for the building, the power, the water et cetera. You then divide it up based on effort, and given that every single one of these people - you, 199 other bakers and one buyer-seller - has put in the same effort, then you divide that sum of money by 201, and everyone gets to take that home today. Well done.

Let's say, though, that there's multiple people buying the ingredients and selling the cakes. Then there's someone whose job is to make sure that the people who bake the cakes are baking the cakes right. Then let's say that there is one big bod, whose idea this whole thing was, who got the loan from the bank or the money from wherever to buy the FIRST big batch of ingredients and put the penny in the power meter to fire up the ovens.

There's still 200 people baking cakes. There's 5 people buying, 5 people selling, 1 person peeping over shoulders, and 1 person doing all the maths. That's 212 people, who put in - when it comes down to it - approximately the same amount of effort. Now we are spreading the funds a little thinner, because while the same amount of cakes are being baked, there's more people to spread the sales income between - which means that ideally, those extra people are either increasing the productivity of the cake bakers (ensuring they can bake eleven a day maybe) or the efficiency of buying ingredients and selling cakes.

So again, a fair division is money gained from selling all cakes, minus cost of ingredients, minus cost of plant and necessary goods, divided by 212. Because everyone put in approximately the same effort.

I keep stressing that point.

So here you are. A baker, having baked for several different people over the years. You think you are pretty good at baking cakes. You can produce 12 cakes of decent quality in a day, and you've proven you've got a good work ethic. You approach a person who owns one such theoretical cake-baking building, has done for many years, because you need to bake cakes to get money to, well, stay alive. Everyone needs food and shelter - even bakers.

You sit down in a nice room. The person sat in front of you isn't the person who owns the building - they work for them. It's their job to make sure the bakers bake, and to bring in new, good bakers.

After assessing your baking credentials - twelve cakes a day, indeed, how impressive - it comes down to brass tacks. You are told how much you will be getting to bake cakes.

It's not very much.

At least, it's perhaps half of what the person in front of you gets, and perhaps one tenth of what the person who owns the building gets. But then, that's fine, right? Because your effort is what you are rewarded for. You put in a full day's effort, you get paid the equivalent of two cakes. While the person who is hiring you clearly puts in two day's worth of effort every day, and thus receives four cakes - and the person in the big office puts in five times THAT much effort, and thus, gets twenty cakes.

But hey. You get TWO CAKES. There's some bakers that don't even get ONE cake until after their first year. That's great!

You take the job.

You never see the person in the big office, so you have no idea how they put in ten days worth of work effort into one temporal day. But that's fine. You're sure they've earned it. Right? ...right?

And all those other people - those people who don't actually come into the building that you bake in, that sit at home and once put in enough flour to make several batches of cakes - it's right that THEY all get a bunch of cakes too, right? Cakes that you've made. I mean you already agreed to only get the equivalent of the first two cakes you make every day. Who cares what the rest of those cakes go toward? Who cares if the person that gets those cakes REALLY deserves them? You get TWO CAKES.

So you wonder why, at night - when you go home, and you sit down in your small flat, and you eat your reasonably-priced meal - you feel a little bit cheated.

You're right to.

If you are curious about anything I have just alluded to, do yourself a favour and google what Surplus Value is.

If you're okay with getting two cakes, then you haven't been paying attention.

Sunday, 11 December 2016

Parking (Not) Fine

How much is a parking ticket?

Recently I have had this discussion with a fair amount of people, and it's something that I haven't really thought much about until...well, now. The past couple weeks, certainly. Just something that has never occured to me.

So if you have had this conversation with me - well, follow it through anyway, because you might find it interesting.

A swift google search reveals that the average Penalty Charge Notice (a parking ticket to you and me) is around £70 - £50 for a minor infraction, £120 in central London. I am sure there are private companies that are more shady in their issuing of such things...but finding data for them will be more difficult. They have something to hide and be embarassed about, see.

You notice how it costs more in London?

Now in part I don't doubt that it is because of the traffic situation. They want to keep the roads moving as fast and effective as possible. All sorts of measures to keep that happening - cheap and effective public transport, congestion charges, and this greater parking ticket penalty.

I bet in part, though, it is because - in London, people get paid more.

I'll come back to that.

Speeding tickets. These things are £100 and 3 points, unless you are going fast enough to be put in court - then it goes up to £1,000, £2,500 on the motorway.

Here, the deviation is based on effect. There's more cars moving in higher volume on the motorway. I can understand that. A crash on the motorway is going to have a greater knock-on effect than one off it, if we get down to brass tacks.

What is it you notice about all these charges?

Well, what you will notice is that - if I am working on minimum wage, as many folks in this country are - picking up a parking ticket will cost me an entire day's wages. However, if I was, say...

...an MP?

If we totally ignore the fact that they get expenses, they are paid approximately £62 an hour in this day and age - almost 9 times more than you and I - which means that it might actually save an MP money to just park wherever they want and do what they have to do, rather than spend time using public transport and taking consideration to park elsewhere.

And that's just MPs. The Office for National Statistics estimates that over 1.2 million people in this country - 4% of the workforce - actually earn a million pounds or more a year. That's perhaps twelve, thirteen times more than the already-affluent Commons politicians, and so the amount of time these folks would need to work to pay off a parking ticket (even in London) is probably less than the amount of time they will be parked wherever they get the ticket.

I got interrupted halfway through doing the maths, but I am fairly sure that if Wayne Rooney were to speed down a street for four minutes, he'd have earned the money to pay that fine in those four minutes.

Some folks might not see why this could be a problem.

There are many ways in which the justice system today is - or seems to be - one rule for us, another rule for them. One of the starkest measures of this is across the line of income disparity. This can be as simple as being able to afford a more succesful lawyer. One thing that is certain, however, is that in a world wherein the penalty for several different crimes (not all traffic related) is a monetary punishment, then making that monetary punishment be the same for everyone regardless of income is as good as saying that the wealthy deserve to be punished less for it.

Austerity creates income disparity. We are living in a time of austerity. This situation was engineered and is curated by people who do not suffer from that same austerity. There are companies and individuals who are profiting from such austerity - lenders, the companies trying to get a piece of the NHS - while the rest of us are doing nothng but lose.

At this time, when the term Food Bank has become a well-known term throughout the entire country - for people to be able to ignore the law because they have sufficient money is just an added slap in the face to those of us who are just trying to do our best and get by day after day.

The solutions hould be obvious, of course. Any punitive fine should be considered as a measure of one's income or value, rather than just a flat fine. The same as tax.

The more I think about it, the more I wonder how it hasn't happened yet. And the more I consider it, the more fair and just it seems.


Saturday, 3 December 2016

The Modern Neuromancer

I begin this blog with a definition of the term Cyberpunk:

"A genre of science fiction set in a lawless subculture of an oppressive society dominated by computer technology."

Interesting, no?

There was a lot of talk about how Back To The Future 2's future never happened, but then actually did happen. The only thing that hasn't shown up is the hoverboard - something I blogged about right here actually.

It's like we wished for the whimsical aspects of that future, and not the more gritty, more day-to-day, more prosaic elements. We were so looking forward to our hoverboard that we forgot to stop Biff Tannen becoming president. At least the two-tie thing never took off...


...but I digress.

It is very possible to sleepwalk into a situation, because in a world wherein information is actually very free and very quick to travel (and misinformation doubly true), people's chosen method to not be overwhelmed is to trim down what they pay attention to.

This can mean that some very big, very important things go unnoticed, because of unequal coverage.

My favourite book is Neuromancer, by William Gibson.

Highly acclaimed as being the inventor of the term and the genre, Gibson is the grandfather of cyberpunk, to the point of a supercomputer in the hokey-but-fun 1995 movie Hackers is named after him. He wasn't hugely on-point with technology and computing at the time of writing Neuromancer - 1984, when I was two years old - and so that made him free to imagine a future based on social aspects, rather than technological. Still, he framed the world in technological terms, because in his eyes, the social - the spiritual and emotional - aspects of the world would be slowly eroded away, like a crack in a tooth.

There are several tell-tale core concepts that are present in most (if not all) examples of cyberpunk. The biggest is simply summed up as High Tech, Low Life; wherein the world's capacity for technological marvels and genius is incredible, but those technologies aren't capable of elevating the majority of the populace from poverty and squalour. Sure, you may have your highly-advanced computer system, and your replacement left arm, but you still need to grind for fifty hours a week to afford food and crappy lodgings - and social and societal mobility is basically a myth, except within your own little clique.

There's more to it than that, obviously.

Privacy and information is a huge part of the world. Information is currency. More important than almost anything, information leads to rep, which gives you anything. Those who possess data guard it jealously. Rather than use it or open it up for other people's use, it is a thing to lock down. Conversely, those who do not possess other data are constantly pushing to acquire it. Contravening the basic privacy of normal people, while defending one's own. Hacker society is predicated on the notion of all information being free, and the idea of sousveillance is a very nice one (observation from below - the opposite of surveillance, observation from above). How that data is used after the fact? Well, that's up to the people harvesting it - harvesting it and dictating how much of it anyone has access to, including themselves.

Sometimes a legal framework is needed to facilitate this kind of thing. Like the Investigatory Powers Bill, let's say.

Part of cyberpunk is the attitude that is almost entirely prevalent in most of its characters. You have to do it for yourself because nobody is going to do it for you. Becoming enclosed, wrapping ourselves up in ourselves. How can we possibly give a shit about X, when we can just about eat OR pay this bill, but not both?

This applies to almost all echelons of society. Not just the most poor and downtrodden, having to threaten others for a bite to eat, but further up the ladder - the corporate and political entities, who can't care about the effect of their actions on a macro scale, because they need to keep up their rep and their bankroll. The life won't fund itself. Who has the time to help anyone else?

That ruthless, headlong drive toward ourselves. Does that sound familiar?

Another key aspect of cyberpunk is the overwhelming presence of corporation, even over politics. Businesses are simply more important. They set the agenda, they do the dance, and the bureaucrats and so-called rulers pretty much run to keep up. Taking a stand against the march of gain is almost suicidal to one's career, because the monoliths of industry are the real fixed points of the world. So the politicians have to buy in, because to do otherwise is to invite certain doom - and hey, we can probably make a tidy profit from it at the same time, right? Why bother putting so much effort into making things different and achieving nothing, when one can put less effort into making a man in a suit happy and retire before the age of sixty?

Again, does that sound familiar?

I suppose the point I am working toward is that, I don't think Nineteen Eighty-Four is the future we have been sleepwalking towards. Not yet, anyway. We're getting there but not yet. Where we are going first, is Neuromancer.

Think about it.

We all have a phone, because phones have been price-pointed to perfection. Put one in every pocket. Make luxury models for the wealthy, and make finance options available for those we can buy debt from. I speak only for "first world" societies of course, but owning a phone in this country in particular is considered the default. If you don't, it is a statement. It's not a lack of availability. Every one of us has access to a portable supercomputer, by Gibson's standards.

We even have access to these things when we are in relative poverty. Even when our social mobility is stifled, and our income goes up so much slower than the cost of living and our average productivity. Even when the cost of owning a house is becoming inescapable to those who actually need one, despite the constant societal pressure from those who already own one to "get on the ladder".

Corporate interests have far greater influence on our lives than any shade of democracy. They also tend to guide scientific development. We don't get what we want. We get what they want, and then we are brought to understand that we wanted it all along. We're also, frankly, not in touch with what they are doing. Nobody cares enough. Everyone is too busy trying to keep their shirts on their backs.

We might not be able to plug data cables into our necks to eperience a virtual world (we have regular old headsets). We might not have built-in endoskeletons that vastly increase our lifting power (we have ever-increasingly complex exoskeletal frames). But we are definitely getting there.

You know the thing about cyberpunk?

It's a dystopia.

But then, nobody cared enough to stop it, and nobody noticed enough to want to care. So I guess I had better get some cybernetic limbs and some mirrorshades.

Sunday, 25 September 2016

Money Talks

I'd like to conduct a mental exercise with your assistance.

Picture for me, if you will, a successful person holding an object of value. Imagine them in their home, and how that all looks.

Are we ready for the thought experiment?

Hands up if the person you imagined was wealthy, or had some obvious sign of being so - a suit or similar. Similarly, hands up if the object of value was an expensive one - and finally, hands up if the home would definitely rank on the pricey side.

I bet that's a few hands up. (Put em down again. You did it. Well done.)

Now you know my agenda, go ahead and look back at the request. I didn't mention money, not at all - though several of the words I used imply it.

We're paying attention to words at this point. The actual semantics of the situation. Now we can be careful about how we phrase things.

Who can remember a time when money didn't pretty much dictate our lives?

Not a lot of people who read this blog, that's for sure. There's a significant proportion of people alive in this day and age that live by subsistence farming and agriculture. Money probably doesn't come up for them very often - so I daresay it doesn't have the linguistic hooks dug into common parlance.

Here, though - here, today - most of the things we do have a coin involved somewhere. Work is so impressed on us, so central to our culture, that it is the default answer when someone asks us "What do you do?" - something I try and shake up whenever asked. "You mean for money or for fun?"

If we want to achieve almost anything, it is monetised - and if the act itself isn't, then the accessories and support services associated are. You can run for free, but these running shoes are £50 a pop. Lift weights? A branch will do - but unless you want splinters, join a gym, get the gloves, grab some dumbells.

To achieve things in this society - and to simply survive - we require money. It's difficult to do so otherwise. Some people do so, but they themselves will tell you how hard it is. Note that I do not mean living on benefits, as that is simply acquiring money from a different source (and is just as valid, if you are legally entitled to the money, you take it, it's yours). I mean literally not handling money at all. Often it results in criminality. This country has only just taken to heart the French idea to deliver unsold food - not even spoiled, just one day out of date - to places wherein the homeless and disadvantaged can access it.

Aspiration is often hitched to fiscal increase, too. If you want a better thing, it will cost you more - so you'd best get more money, hmm? And if the achievement doesn't require money or anything similar, then it is worth pointing out, because it is a difference, a change.

So when we talk about someone being successful, we assume that to mean wealthy - unless specified otherwise. Because what other universal handwave term for being well-off is there? Of course, in a world dictated by the flow of currency upward and upward, having more of it is a literal success.

Something being valuable is automatically assumed to mean expensive, too - because that is the de facto measurement of value. The thing is, the most valuable things to me are not the most expensive things I own, because there's levels of value. My most expensive possession is my laptop. Sure, I value it very highly - but not more than the silver chains my dad gave me, or the notebooks I have stuffed with old ideas, or the ticket stubs I still possess from the big five gigs of my life (Pearl Jam @ Hard Rock Calling 2010, Nine Inch Nails @ O2 2009, Counting Crows @ Brighton Arena 2009, Alter Bridge @ Portsmouth Guildhall 2008, Foo Fighters @ Wembley 2008), or the first CD I bought in America - also my favourite album of all time. Value is not monetary cost; however the cost is so important to us on a day-to-day basis that it becomes the standard assumed meaning.

The thing is, having money does not equate to having happiness or feeling satisfaction or security. It can contribute a whole hell of a lot, mind. If your income is very close to your expenditure, increasing that gap can only make life easier - there's less stress, less concern. We don't worry so much about having to take a week off, or missing the next pay raise, or the cost of bread increasing with little to no warning.

Of course it is also a truism that as income rises, so does expenditure. As we have more, so we take more. That's the nature of the beast - because again, in a society wherein the measure of success is money, that means that all goods that we may want have a cost, and the more desirable goods always cost more. Who doesn't want a slightly bigger fridge, a slightly nicer car, a slightly better laptop, a slightly larger house?

It all costs. We just accept that. To cover the costs we have to work, and we just accept that too. We earn so much less than the people who pretty much instituted this way of life, and we accept that also. It wasn't a shadowy conspiracy of a group of figures in a dark room. The people with the money just wanted to make more, and so they did. Because that's how it works. When you have it - you make more of it.

When you think about it like that...is it not surprising that whenever anyone suggests doing something that casually disregards the constant hunt for further funds, that it is treated with incredulity?

Traditionally, the Labour party in this country has been a left-wing worker's party. It was dragged more toward the centre-right in the late 90s by one Tony Blair. They did well, because after Margaret Thatcher's hatchet-job on the average blue-collar worker to line the pockets of the financiers, right-wing attitudes in this country had started to come to the fore - but the Tories still had the reputation of being nasty. So we can still be right-wing money-grubbers and also not be held up as evil? Sign me up!

The thing is, they took over the entire party. Tory-lites. Women and men whose view of the world was pretty much the same as their blue-tied brethren on the opposite benches, just with a nod to the poor and the sick. And don't get me wrong - having been on the receiving end of benefits and sickness support in both the Blair era and the subsequent ConDem/Tory era, that nod actually helped us out a lot.

Recently, the party voted for a new leader. That leader was Jeremy Corbyn, an old-fashioned left winger whose attitude is that we should really be helping people and doing the right thing regardless of income or profit.

For this, he was treated to a non-stop campaign of hate. People mocking him, calling him a communist (incorrect) and a socialist (they wouldn't know one if it hit them in the face), saying he was unelectable (despite being elected as party leader). There were threats of mass resignations, mass resignations, personal attacks, smear campaigns across the wide breadth of the media. The temptation of digging in and fighting back must have been great, but his line has always been the line of grace under fire. However much political capital he could have made from getting into verbal fisticuffs with all and sundry, he just got on with it.

All this came to a head in the most recent leadership re-election. A vote of no confidence was called. Those who wanted him gone were - as you'd expect - Blairite neo-Tory coatriders. Those who had profited from still being the right wing in an apparently left-wing party. Those comfortable in quiet opposition, which isn't really opposition when it comes down to it.

When it became clear that it would be down to the party members to vote, another hatchet job was put in place - and this time, it was basically electoral fraud. People who joined up for the party in droves in order to show their support for the party leader were told that they wouldn't get a vote, for...no apparent reason, other than the fact that Owen Smith and his people had ascertained that those new members were signing up to support Jeremy Corbyn. It doesn't take a genius or a statitician to work out that this was a calculated attempt to undermine support for the man who had already been made leader once.

Out of 551,000 members of the party, only 285,000 got to vote - just over half. Can you imagine the outcry if 49% of a country weren't allowed to vote in a General Election because it was thought that they were going to vote a specific way? Can you imagine? (If you live in Florida you don't have to imagine. Thanks, Jeb.)

Even so - out of the 285,000 that got their vote, over 168,000 of them voted for the unelectable man. 59% of them. Then there were the supporters and affiliated voters, whose support for him ran at an even higher percentage.

It's only now that we can understand where the term unelectable comes from.

In a world where a successful person is one who earns a lot of money, and a valuable object is one that costs a lot of money, the one who understands both of these things to be inherently true is seen as more acceptable, more grounded than the one who does not. If we accept blindly that money should rule our lives, then the man who wants us to believe this to be true is our friend, and the man who wants us to question this belief is our foe.

In a world wherein our way of thinking is highly informed by money and worth being commensurate, the man telling us that there's more to life than just money has to be painted as a madman, a man without a grasp on reality. A hopeless man. A man that can never lead, can never expect to be followed. A man that is unelectable.

Now look around you.

Are you a failure because you aren't earning more? Because you aren't living in a mansion? Are you a failure because you aren't bedecked in jewels and driving a sports car? Are you a failure because you buy things at a discount rather than crates of expensive nasty-tasting champagne?

Or are you a success because you made it this far, rather than by how much is in your bank account? Are you successful for reasons other than a six-figure salary? Do the things you own have value that isn't connected to how much they cost you? Is your home your home, regardless of how much smaller it is than the homes of those that collect our taxes and make our decisions?

If the answer to any of those is yes, then you are already smarter than the prevailing attitude. The natural divergence of semantics based on who dictates what is good or bad hasn't changed you into a heartless machine, driven by greed. Because at the heart of it, nobody really believes it. Not really. It's just the way the world seems to be going, and is the way the world has been going since enterprising merchants started agreeing that this much maize was worth this much silver.

If we are to be higher beings than this, if we are to be better than simply biological machines to be used to make money for ourselves and others, then we need to look at the use of these terms. We need to apply them differently, to make specific examples. We need to find value in that which is inexpensive, success in that which is unmarketable, happiness in that which is free, and worth in that which is penniless.

That is how we elect a man who is unelectable.

Wednesday, 7 September 2016

The Gold Road

The way you think about money is wrong.

Okay, that statement is purely there to pique the interest, I'm sorry. I think I can state with confidence, more accurately, that the way most people think about money colours how they perceive other monetary interactions.

We've all had money, haven't we? We have got it, and we have spent it. We have spent years earning it and working out how to earn more, saving it, exchanging it for goods and experiences. We probably have some with us now. Our lives are pretty much devoted to its acquisition, if only because it is our shortest, simplest way to comfort and security - which can often lead to big problems, but I digress.

The way we handle our funds, and their physical existence in our perception of the world, implants a quintessential untruth about how it works and how it circulates. The difference between budgeting and economics is that economics looks at the whole, while budgeting looks at the individual case. People don't study economics - they budget, and thus they have a great understanding of budgeting...

...but not necessarily of economics.

I am not formally educated on the topic. I have done a lot of reading, I have debated it with a great number of people that know a fair amount on the subject. All of this is opinion backed with some research, not given as evidenced fact - so please, utilise a pinch of salt during your reading.

Why do folks hate people on benefits so much?

Because the way they see it, these individuals are being rewarded for something. They are being given something, and they don't apparently deserve it (not as much as the complainant at least). We all know someone who thinks that those who don't work shouldn't get anything, because they've worked hard their whole lives, etc, etc, repeat ad nauseam.

We probably know more people that believe refugees and immigrants shouldn't be given anything at all. They will often use terms like "charity begins at home", despite giving very little to charity themselves, or "why should we", or "where is it going to come from". I don't think that everyone who believes this is racist. I think that there are people who are racist that use those terms to mask their less socially acceptable thoughts, but I think the majority of people who wish to withhold support for expatriates (as I will be referring to them from now on) are doing so because they think we can't afford it.

And who is to blame them. We are seeing public services get cut because we "can't afford them". This is a line that has been touted so often that people repeat it without even questioning it. Even in the face of actual displays of where money is being spent, and how much of it can be reallocated to those in need. As I often say: It is never about not having enough, only about misallocation.

The mistake we make is assuming that, when someone on Jobseekers receives the kings ransom of £72.40 to last them for two weeks, the money simply vanishes.

Which is absurd, when you think about it.

So let us assume that there is an individual who has no other source of income. They receive housing benefit that pays for 100% of their rent and jobseekers allowance that pays them the aforementioned £72.40 a fortnight.

(If you aren't in the UK, these two things are means-tested benefits given to you by the government for various reasons, which are paid for out of public taxes. The circumstances in which you are allowed either housing benefit or jobseekers allowance are regularly reshuffled and usually made tighter. The welfare of poor people is not in the interest of our current government.)

To begin with - housing benefit is paid directly to the landlord. (Edit: it was, for a time. Now it is paid to the recipient of the benefit - but it is probably paid on in rent, seeing as there's not a huge rash of people claiming housing that immediately become homeless. Thanks for the correction, Nick.) That landlord is more than likely some kind of housing group or business, which has lucrative contracts with the local council; or the landlord is a private individual who owns the property and is kind enough to rent to those being assisted by the state. Trust me: many don't.

So the housing benefit only benefits the person receiving it insofar as it gives them somewhere to live. Meanwhile it guarantees the landlord a return on their initial investment, after removing the costs of maintaining the property. Either the private individual has any net profit to spend on their own day to day lives, their own house, their groveries, their luxuries - or the group or business receives a net profit, which it uses to keep running and pay its employees, who again go out to pay their rent and buy their groceries and purchase their luxuries.

The jobseeker's allowance, £36.20 a week of it, gets spent - because people in poverty don't actually have the option to save. The margins of affording to eat and not are too small. Where does it get spent? Shops usually - local small concerns and chain stores.

The money spent there, after covering costs, pays the employees (and in the case of bigger stores the shareholders). They then spend that money in other shops and on other things. Once more, that money is allocated and spent. And over and over it goes.

What happens every time someone spends money?

Tax.

While the UK doesn't have sales tax like the US does, the vast majority of products bought and sold have a rate of Value Added Tax (VAT). It is invisible to us because it is included in the price on the box. If you've ever been to the US from the UK and been stung by the sales tax - like you went to buy a dollar soda and it turns out to be a dollar and five cents, but the label says nothing about it - then what occurs with VAT is the reverse.

Standard VAT rate is 20%. Some goods - goods for children, electricity and utilities - are charged at 5%. Some goods, like basic food and apparent "necessities", are totally exempt. (Apparently condoms are considered a necessity and tampons aren't, which is absolutely fucking ridiculous, but that is an outrage for another blog.) Some goods and services even have special taxes in and of themselves - fuel pays an extra 10-50 pence per litre on top of the 20% VAT, 6% on insurance, 20% on travel insurance, significant additional taxes on tobacco and alcohol above and beyond the 20% VAT rate.

Almost every time someone spends money, they pay tax back to the government, back to the public purse. £20 of the benefit recipient's money gets spent in a local shop - £2-4 of that goes to the government, the rest goes to the shop. Out of the rest, a portion goes on costs, and the rest goes into the pocket of the people that work in the shop, which gets spent elsewhere. Every time the money moves from point to point, an amount ends up in the same purse that is paying for the benefit recipient in question. Even if they can't afford a car, they take the bus - and the money they spend on the bus not only funds the driver's purchases that week, but also pays a significant amount of fuel tax right back to the government.

Then there's savings and investment. Now, the average recipient of benefits doesn't get enough to save anything - it's just not possible, as previously mentioned. Margins are too small. However - those who benefit from the money of those recipients (see what I did there) invest. They put money away for a rainy day. That money goes into banks, who - since the dissolution of the division between investment banks and savings banks - use it to invest and make money. Those banks don't pay taxes, but they do provide loans to people who do - and those loans are spent on things, which again attracts tax.

Always, always, it finds a way back. It leaves the public purse and flows through wallets and pockets and by inches and yards makes its way back.

"But John," I hear you cry, desperately pushing aside the crowding lobster pots filled with pokemon miniatures. "Doesn't this prove that trickle-down economics works?"

To you I say... nay nay.

See, as I have pointed out - those below a certain level of income can't invest. The money is needed for survival. It can't be squirrelled away in savings accounts, or used in share trading, or utilised in other financial instruments used to make large amounts of money. That requires a significant initial investment.

The money spent by those with a lot of it tends to stay within a certain circle of expenditure. I've blogged before about class and about those with high income. We can probably infer that high-value goods and luxuries are more their purview than anything you would buy in Pound Land. Likewise, the reason why "millenials aren't buying diamonds" is because they can't. They can't afford it. We can maybe squirrel away something in an ISA or a holiday fund. Cost of living has risen so much faster than wages.

But those big companies who sell a lot of products to those with lower income - I am loath to actually name any, as that is stereotyping, but I am sure you can think of your own - have wealthy shareholders who are not people who use those products. The inverse is not possible. DeBeers doesn't pay dividends to a bunch of minimum-wage folks; hell, it barely pays minimum wage to its own employees, but I digress.

Rich money may trickle down a little; but it trickles up far more. It's the money of everyday people that keeps the companies aloft, and lines the pockets of the shareholders and executives that are invested in them, and the politicos that they lobby. If it isn't money that they poured into the system, it is the product of their labour - every factory needs workers. It also bears consideration that those who are wealthy try and find ways to not pay taxes, while those who aren't, can't. Not really.

If the wealthy are made more wealthy by the money in the pockets of those who are not - and if the government is made more wealthy by the same - then...

...why aren't we giving more money to those that don't have much?

If we bring expatriates here, and if we look after them; if we fund the poor, and those on limited income; then not only will the government fund be further refurbished, but so will the companies that pay us our wages. If foreigners show up and they need houses, then build them. Sell them. Make money. Pay tax. Help the government. Help yourselves.

If I am to put my left-wing tendencies aside and speak in right-wing monetary terms: the poor and disenfranchised are an investment opportunity. Stop seeing them as scroungers and start seeing them as debt you can sell that WILL repay to you, sooner or later, in some way. The gold road will run and run, all the way through. Every step it takes, it feeds back into public funds. Sooner or later, it will have paid for itself in entirety - and paid some other people's way besides.

And hey - maybe if you put enough money in an expatriate's pocket, they might have something to save. Wouldn't that be nice for the banks?

I mean the only way you'd think this is a bad idea is if you were some kind of bigot.

Saturday, 30 April 2016

Phase Two

Recently I have been reading the IDW run of the Transformers comics.

They're a marked improvement on any of the old comics, or the TV series, movies, anything really. The art style jumps around a bit over its ten-year-plus publication but that's fine, in all honesty. These are beings that change their forms on a regular basis. The best part? The story.

The story is wonderful. It adds depth to existing characters that were perhaps not so well developed - Skids and Wheelie getting full backstories. It gives a new angle to already developed characters - Prowl becoming an ultimate manipulator, Thundercracker an impassioned scientist. More than anything, it gives structure to the war between the Autobots and the Decepticons.

The Decepticons in particular have a very specific way in which they overtake worlds, a six-phase engagement strategy. It begins with Phase 1, which is infiltration and information-gathering, and proceeds all the way to Phase 6 - absolute world-shattering genocide.

Phase 2 is the particular phase of interest, to this blog; as it details misinformation, manipulation, and the usage of such methods to undermine the stability of the world in question.

It's through these campaigns that the Decepticons seek to bring war to a world without ever firing a shot. It is from the ashes of this war that the warmongers themselves make their own killing - they are seasoned by four million years of civil war, they know how to kill and they know how to win.

Taking a look at the current political landscape of this country, I believe we are in Tory Phase 2.

Have you noticed how, all of a sudden, there's a lot of shit-talking and shit-stirring going on?

Accusations of antisemitism. Members of a left-wing party being treated like terrorists. Doctors painted like greedy idle scumbags. Refugees and foreigners typecast as the traditional enemies of the rich.

The thing is, it works, doesn't it? I have no doubt that every single person who reads this blog knows at least one person who will claim with confidence any of the media spin stories that are profligate in the current climate. They won't question, they won't do anything of the sort. They'll just repeat Sun headlines, even the ones that contradict each other, with the same fervent and endless faith displayed in the Vatican.

It works, because these people either 1) believe the shit-storm stories over the actual circumstances of our country being torn apart and thus vote for those tearing it apart or 2) don't vote at all because they can't see the truth for the trees.

They're All The Same. We hear it all the time, despite there being a literal archive and catalogue of every way in which they are different. Name an MP and you can look up their voting record, in detail or in abstract. Find something you are passionate about and you can find which parties voted for, voted against, or abstained on. A good website for this is mySociety.

Do you see a doctor regularly? You can find out how your local MP or any other member of parliament voted for the NHS. Do you believe fitness and sports are important? You can see which parties voted to protect such things. Do you think the poor get an easy ride? You can see who agrees with you, and who voted to cut support for the elderly and disabled.

The difference between the Decepticons and Parliament is that Parliament has records. Decepticons can vanish in spaceships, whereas parliamentarians simply can't. What they do is a matter of historical record, and it is they who are accountable to us, not the other way around.

So while the public talk about whether or not a left-leaning politician has indeed made this or that comment about Hitler, we can find out the truth. We can find out what is being done to us, to our country, and we can find it out in real time.

All we need to do is put in two minute's effort.

All the Tories want us to do is not do that.

Don't give them the satisfaction.

Friday, 8 April 2016

The Panama Cabal

If you aren't sure what the Panama Papers are, haven't heard the name Mossack Fonseca or aren't sure why David Cameron is being questioned a lot about his taxes in the last few days, then I might suggest putting this blog down for a minute and taking a gander at whatever news site you think appropriate.

Was anyone actually surprised that this was happening?

Did anyone truly not suspect, at all, that there were companies set up exclusively to ensure that very rich people could dodge taxes in quasi-legal ways?

Nobody should be surprised. Surprised that there is actual paperwork and evidence, yes - but unless you're a buffoon, then you can't think it's never happened.

Isn't that fact in itself a damning indictment of this entire farce?

Nobody wants to pay taxes. Everyone wants to benefit from what those taxes pay for, of course. Everyone wants to eat the lobster, nobody wants to foot the bill. That's just the nature of humanity. We're greedy creatures at heart, and in a society and system that determines success by possessing both Things and Way-To-Get-Things, any means of getting Things without losing Way-To-Get-Things is going to be exploited to the maximum.

There is a bottom rate at the cost of living in any given country. A pure minimum, which is the basest essentials. Anything above and beyond this particular rate, well, here come the taxes. You go shopping, you pay tax. You rent or own, you pay tax. You contribute directly to the welfare of the entirety of society. At least - that is how it is meant to work.
Those on benefits - the people commonly painted as the bad guys whenever the boys from Eton roll out their media machine - spend damn near everything they receive in ways that make it back to the government via tax or otherwise bolster the economy. If what they buy isn't taxed, then it is paid to a shop or corporation that is in itself taxed based on its income. In a way, benefits are an almost guaranteed investment made by a government to itself.

The wealthier you are, though, the more opportunities there are for you to not contribute at all. Churches don't after all. Some companies just choose not to, and when asked about it, offer an insulting paltry sum as a way of indicating they've read the papers and know that people don't like them. Offshore accounts exist. They've existed for a long, long time, and they exist so that the rich can make their money and then keep it to themselves.

Why should anyone else benefit from their hard-earned cash after all? I mean, they earned it all fair and square, right? They earned it working hard just like all of us did, and so they shouldn't have to pay any of it to anyone -

- except for the fact that everyone else pays. The person that shined your shoes this morning pays. The taxi driver pays. The waiter pays, tip or not. The little people in your life all pay. They pay for things that you use, like roads and police and infrastructure and education. They pay and you don't.

You put your money in some account in some foreign nation that by virtue of paperwork means you don't have to pay tax on it, and in doing so, you become the freeloader. Even by HMRC's most conservative estimate in 2012, tax avoidance cost the public four times more than benefit fraud. There are bad apples in both barrels, but the tax barrel is worth a lot more, and those apples stink to high heaven.

And here comes the Panama Papers. Unmasking legions of wealthy individuals twisting the system to further line pockets already stuffed full while the rest of us continue to scrape by. There's been resignations and fall-downs already. Iceland's PM suffered a very public tearing-down.

So now, in this time of austerity, in this time of belts being tightened and people being told to make do with what they have, in this time of us all being in it together, we find out that not only is the Prime Minister deeply implicated in tax avoidance, but several other members of the government could be as well, including the Chancellor, who actually has stakes in a business that in itself doesn't pay tax.

What happens here, you ask?

...nothing.

Nothing, because we're good calves, and we'll just keep eating the grass and getting nice and fat.

In another era, this would have been a powder keg. Protests would have become riots and streets would have burned, and perhaps, rightly so. The anger at the government for hurting all of us so very deeply and in such a hypocritical fashion...it would be a fire so hot the asphalt would melt.

But no. Today everyone shrugs and murmurs about things that don't matter and just go on with their lives. It's easier for us that way. We can absolve guilt with such incredible ease, all the tools have been handed to us for generations. Before the baby boomers even knew who they were, the language and theory behind apathy and denial had set in.

So those that contribute will be painted as leeches, and those that steal will be painted as heroes, and we will just keep on eating it up until we're happy as pigs in shit.

You know what happens to pigs?

The people that own them butcher them for profit.

Time and again, you have been fucking warned.

Forgive the anger, but it's been a bad year.

Saturday, 2 April 2016

Chip Off The Old Block

Who here remembers Thatcher?

Now I can't say as I do, but my parents do - distinctly. They lived through that era. They saw what it did to the country. My mother was lucky enough to have an office job, while my dad saw jobs literally vanish.

Now - who here remembers Cameron?

Just the other night I was thinking, and I started to see more and more similarities between the two of them. Or at least, between their respective terms as Prime Minister. Let's take a look at a couple.

Both of them were tough on Europe, or at least tried to be; "No, No, No," the iron lady was famed for saying in 1988, and - until recently - Cameron has touted a staunchly cynical angle (which he backs off from anytime UKIP become too popular).

They both had a habit of helping the wealthiest echelons of society, as well. Thatcher was a strong proponent of trickle-down policies - Reaganomics - that doubled the share of England's income for the top 1% of earners (7% to 14%), and the most recent round of tax breaks and economic legerdemain has helped the rich out a lot more than the poor in Cameron's government.

Wars; Syria and Falklands. Executed differently, approached differently, but equally distant. Equally draining and pointless to us, too. Posturing. Sabre-rattling. Like a reality TV star claiming they've slept with someone famous just to stay relevant in a world that doesn't need or want them.

Both of them studied at Oxford - Thatcher left with a bachelors in Chemistry, and Cameron with Philosophy, Politics and Economics (which was for some reason upgraded to a Masters for no apparent reason).

Their differences, however; they are interesting in and of themselves.

Cameron's only ever had one Chancellor, and that is George Osborne - a man with less economics education than your average twelve-year-old. (As a twelve-year-old I had precious little money of my own so I had to learn to save, a problem that Georgie Porgie has never had, probably.) Meanwhile, two of Thatcher's three Chancellors had educational backgrounds in economics, and one actually worked with money in the banking sector. That's right. John Major was boring because he knew a LOT about money.

Another key difference is that while we are reminded daily of the apparent threat of terrorism, it was Thatcher who was actually targetted by a terrorist attack. Five people died in the Brighton hotel bombing in 1984. Yet more laws are passed today than in 1984 curtailing people's freedoms in the name of fighting said terrorism than ever were under the hostilities of the IRA.

Where does this lead me, I hear you ask?

Both of them sold out our industry.

We all know the old story of the miner's strike. It was cheaper for Thatcher to import German coal than it was for us to produce it ourselves, so - rather than bite the bullet and do right by the workers of the country - things went due south, very fast. So while the financial sector was enjoying something of a boom, your average person was seeing their real earnings vanish - if they had a job at all.

Right now the same thing is happening with our steel. It's easier and cheaper to let it go, and to let the workers bear the brunt, in an economy whose growth is a fart in the breeze. Even despite the increase in minimum wage, even despite the reduction in taxes for most - the cost of living is on the increase, and isn't getting any better.

What does this mean? Probably that it's still going to get worse before it gets better, people. If Cameron's little mob intends on following in the Iron Lady's foosteps, then it's us lower ninety per cent of earners that are going to suffer the most. Some folks just never learned the lessons from the past, and unfortunately, those folks are currently dictating economic policy.

Bet you won't vote for this same shower of bastards NEXT time.

Tuesday, 8 March 2016

War Isn't Over

The three-way split between working class, middle class and upper class is something that has typified much of British history. Who doesn't remember this particular classic comedy sketch?


 The imagery associated with classism is something that is inseperable from the global image of the United Kingdom. Just think of how we are presented in films originating from other countries. (Dick Van Dyke, I am looking at you.)

The thing is, of course, such class warfare doesn't exist anymore. ...right?

...well, wrong. It just looks different.

I wrote this blog post over a year ago about - amongst other things - elite panic and the widening gap between the rich and the poor. Sure, the entire notion of breeding and familial obligation doesn't really come into the upper class any more - these days, it's wealth and power, pure and simple. Perhaps, in days of yore when the upper class were held to certain rules and expectations (that they still broke regardless but anyway), things might have been a touch...fairer.

Today, though, the gap between the top and bottom of the scale continues to grow. The gulf is vast and increases every year. The top end tax rate has dropped by 15% in the past 30 years, whereas the income share of the top 1% of earners has doubled from 6% to 12% in the same amount of time, according to the OECD. The average income of the lowest 10% of earners has actually reduced, in real terms, compared to the cost of living.

Wealth changes your view of the world - your perspectives on things. Almost everyone takes some things for granted, and those things differ depending on circumstance.  Perhaps that doesn't create the rigid First World War-like expectations of class divide, but it does create boundaries - and those boundaries create shared self-interest.

When you get down to it - that is what class is. A social group within a divisive stratified system. It's a system that is not only designed to create such divisions, but also to expand the gap between them. That is how it defines itself - its measures for success are also its lines of demarcation.

No longer are our classes dictated by the colour of our collars (or if we wear them at all). Nor are there only three - if I wanted to try and divide them up I'd have to do some real study, though as a starting model I might use the results of this study here.

How does this affect you and I? Well...that's not strictly for me to say, aside from perhaps drawing attention to who makes the decisions regarding the rules and regulations of this country. The people that suffer the most from the decisions are almost always those diametrically opposed to those making those decisions. More and more, we low earners are encouraged to look at each other with suspicion, or to look down on those below us, or to enviously stare up at the heady heights we can't access - because then we won't realise how rigged the game is.

After all, it's an old trick to get all your junior execs to work twice as hard. Tell fifty of them that if they work their guts out, and if they do that, they will get to be a senior exec and earn five times as much. That way you only (eventually) have to pay one of them the extra, for all that added effort.

...just a thought, mind. Just a thought.